10 Ways to prevent Voice Phishing Fraud (If you don't know, you'll get 100% scammed!).
Even at this moment, terrible financial damage and incidents are occurring due to voice phishing.
The victim may be your family, neighbors, or co-workers.
Please spread this article widely so that it can be prevented before being scammed.
1. Suspicion of voice phishing when a government agency impersonates a transfer of funds.
It impersonates government agencies such as the prosecution, police, and the Financial Supervisory Service and requests financial transaction information or
100% voice phishing is required for transfer of funds due to safety measures, etc.
Government agencies do not require personal financial transaction information or money over the phone under any circumstances.
2. If you get a loan recommendation by phone or text message, cope with it by responding to the situation.
Loan advertisements over the phone or text are likely to be loan-type voice phishing!
If you receive a loan advertisement, first check the actual existence of a financial company.
And you need to check whether the person who recommends the loan is an employee of a financial company or an officially registered loan recruiter.
3. Suspicion of voice phishing if you request a prepayment due to loan processing costs, etc.
Normal financial companies are subject to computerized expenses, guarantee fees, pre-interest, etc.
We don't ask you to make a prepayment first regarding the loan.
If you are asked to do so, please never comply.
4. Ignore recommendations for high-interest loans for low-interest loans.
He said he needed to build up transaction performance to get a low-interest loan.
What if you got a phone call earlier to recommend taking out a high-interest loan?
That's 100% voice phishing! Normal financial firms are trying to get low-interest loans.
I don't ask you to take out a high-interest loan earlier.
5. If you receive a phone call of kidnapping or threatening, check your child's safety first.
If your child is injured or kidnapped while you have children,
You have to be calm when you receive these calls.
In case you don't know, suspect that it's a phone call from a scammer.
Contact educational institutions or acquaintances to make sure your child is safe first.
6. When requesting personal financial information for hiring reasons, suspect it first.
In normal corporate recruitment procedures, the purpose of opening a salary account or
Check cards or because they are needed for security-related passes.
Financial transaction information (password, public certificate, OTP, etc.) is not required.
The registration of a salary account is made after actual employment.
If you tell the company your account number, that's it!
7. Confirm the identity of a request for money impersonating a family member, acquaintance, etc.
Recently, more and more people are deceiving their families and acquaintances and asking for money through messengers.
If this happens, make sure to check that you are yourself once again by wire.
If the other party avoids identification, such as refusal to call, please do not comply with the financial request until the end.
8. Delete files and characters from unknown sources without clicking.
If you download a file with an unclear source or click on a link in a suspicious text, you will be infected with malicious code.
Personal information can be leaked! Malicious code infection is a major cause of farming in financial transactions.
It is recommended that suspicious files and texts be deleted immediately.
9. Do not respond to requests from the Financial Supervisory Service to enter financial transaction information in the pop-up window.
When accessing an Internet portal site, there are times when a pop-up window of the Financial Supervisory Service appears stating that security-related authentication procedures are in progress.
If you click this, you will be asked to enter financial transaction information such as account number, password, and security card number in the name of security promotion.
This is voice phishing (farming), so you should never enter it.
10. In the event of voice phishing damage, report it immediately and apply for a refund of the damage.
What if you were deceived by a scammer and transferred the funds? The police immediately so as not to find the transferred money
First of all, call the financial company concerned to suspend payment of the account! If the payment has been suspended,
You should visit the police station immediately, receive the damage report, and go through the process of applying for a refund of the damage to the financial company.
If the damage has not been withdrawn from the account, the damage can be recovered quickly under the refund system.